Terms and Conditions

Agreement to Terms

By accessing and using Insightblick financial planning services, you agree to be bound by these Terms and Conditions and all applicable laws and regulations.

If you do not agree with any of these terms, you are prohibited from using our services.

Service Description

Insightblick provides subscription-based financial planning services including:

• Personalized investment strategy and portfolio management advice
• Retirement planning and tax optimization consultation
• Ongoing financial monitoring and strategy adjustments

User Eligibility

Our financial planning services are available to individuals who meet the following criteria:

User Responsibilities

As a subscriber to our financial planning services, you agree to:

• Provide accurate and complete financial information
• Maintain the confidentiality of your account credentials
• Comply with all applicable laws and regulations
• Use our services only for lawful financial planning purposes

Prohibited Uses

You may not use our financial planning services for:

• Illegal activities or fraudulent financial transactions
• Sharing account access with unauthorized third parties
• Attempting to reverse engineer or hack our systems
• Violating intellectual property rights or confidentiality agreements

Payment Terms

Our financial planning subscription service requires monthly payment as follows:

Cancellation and Refund Policy

You may cancel your subscription at any time with 30 days written notice. Cancellation will take effect at the end of your current billing period.

No refunds will be provided for partial months of service. All fees paid are non-refundable except where required by law.

Intellectual Property Rights

All content, materials, and intellectual property related to our financial planning services remain the exclusive property of Insightblick.

We grant you a limited, non-transferable license to use our services solely for your personal financial planning needs.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

Please review our Privacy Policy for detailed information about data handling practices. Privacy Policy

Disclaimers and Limitations

Limitation of Liability

Insightblick and its financial advisors shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our financial planning services or reliance on the information provided.

Insightblick shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services.

User Indemnification

Users agree to indemnify and hold harmless Insightblick, its employees, and financial advisors from any claims, damages, or losses arising from their use of our services or failure to follow professional advice.

Termination

We reserve the right to terminate your access to our services immediately for breach of these terms or inappropriate use of our platform.

Upon termination, your right to use our services will cease immediately, and you must stop all use of our materials and intellectual property.

Governing Law

These Terms and Conditions are governed by the laws of South Africa. Any disputes will be resolved in South African courts.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website.

Material changes will be communicated via email or website notification to active subscribers.

Contact Information

If you have questions about this disclaimer or our financial planning services, please contact us using the information below.